With the start of the New Year, everyone is setting their resolutions for 2021. Maybe it is to declutter the house, exercise and eat healthy, or maybe it’s to purchase a new home this year. If buying a new home is your goal, here are a few tips.

Great Time to Buy: First, 2021 is a great year to buy a house. Mortgage rates are at all-time lows and there are many great zero and low-down payment options. 

Use a Realtor®: Although it can be tempting to skip using a licensed Realtor®, don’t! They are very knowledgeable in the neighborhoods, market trends, community, and can refer you to trusted lender/mortgage professionals.  Realtors are very versed in negotiating on your behalf and putting your best interests first. 

Get Pre-Approved: Getting pre-approved is vital to finding your perfect house. If you wait until you find a house to get approved, you may lose the chance to put an offer on your dream home while you are waiting on the bank for approval. If you think you may have credit problems, your lender can also help you resolve them or direct you to someone that can. 

When you are ready to get started on your New Year’s Resolution give one of our Realtors a call today at 937.378.3800 or click below.